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Free Insurance Policies for legislators

15-07-2017 07:00 AM | Pooja Nevewani | My Indian Dream

Free Insurance Policies for legislators | My Indian Dream

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Know more about the free medical insurance schemes

Maharashtra government has announced free medical insurance policies for legislators and their families both sitting and formers.

Under this new scheme, six members of a family, irrespective of their age and medical conditions, will be given insurance cover up to Rs. 10 lakh. After the exhaustion of the cover, the policy has a contingency provision of Rs. 10 crores for all legislators. The family members of the legislators don’t have to undergo any medical tests. Earlier the government had proposed annual insurance cover of Rs. 15 lakhs but this increased burden on the state’s finance. So it was brought down to Rs. 10 lakh. The government would have to bear a yearly expense of Rs. 9.96 crore to pay the insurance premiums of the legislators and their families. The scheme covers about premiums of about 335 sitting legislators and 837 former legislators, making the grand count of 1,172 in all. Each premium is Rs. 85000.

About 4700 hospitals across the country are under the scheme. The scheme has covered only five critical diseases and 27 serious diseases. This scheme is a cashless service to the legislators and they don’t have to pay anything from their pockets.

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